Housing law lands with VA benefit disclosure included

The bipartisan 21st Century ROAD to Housing Act is now law, and the package includes the VALID Act aimed at boosting awareness of the VA Home Loan benefit. The measure is designed to expand housing supply, improve affordability and help more veterans and military families navigate home financing.

Why it matters: - The new housing law adds reforms aimed at increasing housing supply and reducing barriers to homeownership. - The VALID Act inside the package is designed to help eligible veterans learn about their earned VA Home Loan benefit during the mortgage process. - VHFA says the changes can improve affordability, housing stability and access to homeownership for veterans, servicemembers, military families and surviving spouses.

What happened: - The bipartisan 21st Century ROAD to Housing Act became law on July 11, 2026. - The Veterans Housing & Financial Alliance, Powered by VAREP, praised the enactment in Corona, California. - The legislation includes the VA Loan Informed Disclosure Act, or VALID Act. - VHFA thanked Senate Banking Committee Chairman Tim Scott and Ranking Member Elizabeth Warren for leading the housing package.

The details: - Son Nguyen, founder and president of VHFA/VAREP, said the law is an important step forward for housing opportunity in America. - Nguyen said affordability and housing supply remain major challenges, and the bipartisan bill offers practical solutions to help more people reach homeownership. - Lynn Jabs, chair of the VHFA/VAREP National Legislative Committee, said the VALID Act is a major victory for veterans and military families. - Jabs said the disclosure requirement will help eligible veterans make informed housing decisions and better use one of their most valuable earned benefits. - VHFA also recognized Sens. John Boozman and Chris Van Hollen, and Reps. Brittany Pettersen, Harriet Hageman, Nikema Williams and Young Kim, for bipartisan work on the VALID Act.

Between the lines: - The housing package reflects a bipartisan push to address affordability without relying on a single policy lever. - Adding the VALID Act to the broader law ties veteran housing access to the larger national debate over supply, costs and mortgage transparency. - VHFA is using the law to underline a broader policy argument: veterans may have benefits available to them that they do not fully use because they are not informed early enough.

What's next: - The key near-term outcome will be how the law is implemented in the mortgage process and how quickly veterans begin seeing clearer disclosure of VA loan options. - The broader housing reforms will now depend on execution by federal housing and lending systems. - VHFA will likely keep pressing for policies that expand housing opportunity and improve access to the VA Home Loan benefit.